Toyota Financial Services
FINANCE PRODUCTS
Toyota Financial Services provides a range of flexible and affordable finance options for new cars and commercial vehicles, as well as approved used vehicles. Discover here the main benefits of our products. Available to Personal customers, Toyota Easy PCP (Personal Contract Purchase) is a flexible and popular plan that allows you to drive your chosen Toyota for a fixed, affordable repayment. With three flexible options at the end of the agreement, Toyota Easy also offers peace of mind knowing your car is protected by a Guaranteed Minimum Future Value should trade in values fall.
TOYOTA EASY (PCP)
KEY BENEFITS
Affordable monthly repayments thanks to the Guaranteed
Minimum Future Value.
No minimum deposit
requirement, so there is no
need for a large initial outlay.
The future value of your car
is guaranteed by Toyota
Financial Services so you won’t
lose out if trade in values fall.
Flexible options at the end
of your agreement.
HIRE PURCHASE
Hire Purchase is a simple and effective way of financing your chosen Toyota. With the cost of the vehicle spread over the term of the agreement, Hire Purchase is an ideal solution if you would like to own your car outright at the end of the contract.
KEY BENEFITS
Fixed monthly payments
over your choice of repayment period..
Once you have made all
the repayments, you own the car.
No Optional Final Payment.
Contract Hire is a form of Lease agreement available to Business customers. With no large upfront payment and the opportunity to tailor a plan specific to your business needs, Contract Hire allows for lower monthly rentals and the ease of simply handing your vehicle back to us at the end of your agreement.
CONTRACT HIRE
KEY BENEFITS
No large upfront costs
enabling you to use your
money to grow your business.
No hidden costs as Service and Maintenance packages can be included
Fixed monthly costs allow for effective budgeting.
Hassle free set up and
administration allowing you
time to focus on running your business.
Toyota Easy
Personal Contract Purchase
With Toyota Easy, you’ll be surprised at how soon you could be reliving that new car feeling. Available on new and approved used cars up to three years old, Toyota Easy is an exciting program that gives you an exceptional level of choice, confidence and flexibility.
HOW IT WORKS
Choose vehicle & customise plan
With Toyota Easy, you can choose a deposit of between 0% and 36% of the vehicle cost. Once you estimate the kilometres you’ll expect to travel over your preferred term of 2, 3 or 4 years, we will calculate the Guaranteed Minimum Future Value (GMFV) of your car. The GMFV is a guarantee of how much your vehicle will be worth at the end of your finance agreement.
Pay your monthly rental
Your monthly repayments will be calculated on the remaining balance between the Deposit and Guaranteed Minimum Future Value, plus interest. By only financing this portion of the car’s value you can rest assured that Toyota Easy will be most affordable way to drive your new Toyota.
Choose your end of contract option
UPGRADE: Part-exchange your car and drive away in a brand-new Toyota.
KEEP: If you decide to keep the car, simply pay the GMFV, and it’s yours.
RETURN: Give the car back with nothing more to pay as long as it’s in good condition and within the maximum mileage.
KEY FOR KEY
TURN YOUR KEY INTO A BRAND NEW TOYOTA WITH KEY FOR KEY
Don’t have enough cash to buy a new car?
Have you considered the equity in your current car?
With Toyota Easy Key for Key, we can help turn the keys of your
current car into a brand new Toyota. You don’t have to put your hand in your pocket only to give us the keys
to your current car, and at the end of your agreement, we would like
to get you into another new Toyota with no further deposit requirements.
HOW IT WORKS
KeyforKey is a version of Toyota Easy where you use the equity in your current car as a deposit for your new Toyota. When setting your deposit we recommend that you set a deposit around 15%. This initial deposit can come from your trade in. If your trade in is worth more than the deposit required we’ll even offer you cash back. Then at the end of the term, you can use the equity** left in your current car towards most, if not all of the deposit for a new car for the same or similar monthly repayments.
**The equity being the difference between GMFV †† (fixed) and actual market value of your car (variable).
TERMS & CONDITIONS
The information provided is general in nature. You should seek your own independent financial advice to determine whether Toyota Easy is appropriate for your individual circumstances. Lending criteria and terms and conditions apply. Finance is provided by way of a hire purchase agreement at participating Toyota Dealers only.
††The Guaranteed Minimum Future Value (GMFV) is payable if you renew or retain the vehicle at the end of the agreement. Further charges may be applied by your Toyota Dealer subject to kilometre limits/condition of the vehicle. To qualify for Toyota Easy a deposit of between 0% and 36% of the Retail Price may be required and a maximum term of 49 months applies. The credit provider is Toyota Financial Services Ireland DAC. Models shown for illustrative purposes only.
HIRE PURCHASE
Whether you’re a business or personal customer, Hire Purchase is a simple and effective way of financing your chosen Toyota. Available on new cars and commercial vehicles, as well as approved used vehicles, Toyota Financial Services offer flexible repayment terms helping you to stay in control of your budget.
HOW IT WORKS
Choose vehicle & customise plan
Suitable for both personal and business customers, Hire Purchase is available on new and used cars and commercial vehicles. Simply choose the deposit you want to put down and the period you’d like to pay over, and we will work out a monthly repayment to suit your budget.
Pay your Monthly rental
As the finance amount is spread over the term of the agreement, your monthly repayment will be fixed for the duration of the contract allowing for effective budgeting.
At the end of your agreement
At the end of the contract, once you’ve made all your repayments, simply pay the ‘option to purchase’ fee and ownership transfers to you without an additional large final payment.
KINTO ONE
The All Inclusive Lease Solution.
KINTO One is the new all inclusive lease solution from Toyota Financial Services that gives you all the benefits of driving a new vehicle, without having to own one.
Whether you require a single vehicle or an entire fleet, with KINTO One you can maintain your working capital for the development of your business and choose a long-term rental option with lower monthly repayment and the ease of handing back your vehicle at the end of the agreement.
KINTO One is a Operating Lease product available to Sole Traders, Partnerships, SMEs and Limited Companies.
HOW IT WORKS
Choose vehicle & customise plan
Simply select your vehicle and agree the repayment period and annual mileage parameters. You can also choose the number of rentals you wish to pay upfront – this can be between 1 and 6.
Pay your monthly rental
Rentals will be charged for the remainder of the agreed term. Your monthly rentals can include an optional services and maintenance package.
Vehicle handback
At the end of the agreed term your Dealer will contact you to arrange handback of the vehicle. There are no depreciation or disposal concerns, leaving you free to concentrate on the most important thing; running your business.
HOW KINTO ONE CAN WORK FOR YOU
With KINTO One, you choose a partner for your fleet that never gives up, that keeps challenging and is always improving. Being a dedicated provider to the Toyota network, you not only receive the benefit of fuel efficiency and excellent green credentials but also valuable tax and operating cost savings.
- NO INITIAL OUTLAY
No expensive capital outlay - enabling you to maintain working capital for your business
- FIXED COSTSThe fixed interest rate allows for effective budget control, knowing that the cost is set for the duration of the lease agreement
PROTECTION AGAINST DEPRECIATION
No residual value risk upon completion of the contact.
SERVICE & MAINTAINENCE
A comprehensive maintenance and servicing package can be included in your agreement for a fixed monthly fee.
HASSLE FREE
Let, our dedicated KINTO One team, take care of your fleet administration while you focus on running your business.
A LARGE RANGE OF HYBRID VEHICLES
Our range of vehicles respects the environment and guarantees minimal CO2 emissions.
TERMS & CONDITIONS
The information provided is general in nature. You should seek your own independent financial advice to determine whether KINTO One is appropriate for your individual circumstances. Lending criteria and terms and conditions apply. Finance is provided by way of a lease agreement. Further charges may be applied by your Toyota Dealer subject to kilometre limits/condition of the vehicle. The credit provider is Toyota Financial Services Ireland DAC. Models shown for illustrative purposes only.